How to Transfer a House Title to a Different Person

Wednesday, June 17, 2020


Selling your home often comes with many obstacles that you'll have to navigate. That is, after all, why people hire real estate agents in the first place.

You'll also need to legally transfer the title to the buyer in order to give them full ownership of the house. But, not everyone knows where how to go about it.

Not sure where to start? Don't worry, we’ve got you covered.

Let's take a look at everything you need to know about how to transfer a house title to someone else.

Prepare The Deed

Before you can move forward, you'll need to prepare a valid deed. It must include the legal names of both you and the grantee, a statement that explicitly declares your intent to transfer ownership, and a sufficient description of the property.

It also requires your own signature in order to be legally valid.

In order for a deed to be valid, many states require that witnesses are present while signatures are made. You may also need to have a notary present, as well.

If you happen to have an outstanding mortgage on the home, the bank may require you to pay off your balance before transferring ownership.

Deeds that involve someone giving up their ownership of a property are often referred to as 'quitclaim' deeds. As the name suggests, it's a reference to the current owner 'quitting' any claim they currently have on the property.

Execute The Deed

It's crucial to educate yourself on your local requirements involving deed transfer. Otherwise, you could run into issues further down the line.

Most notably, this could involve the county where your home is located failing to recognize the validity of your deed, making the transfer non-legally-binding. As you may expect, this can lead to many inconveniences and consequences.

If you're unsure of what legal matters to accommodate during your transfer, it's best to speak with a professional to make sure that you don't overlook anything crucial.

Finalization

After the required signatures have occurred under county-approved circumstances, you'll be ready to finalize the transfer.

An important step you'll need to take during this part of the process is ensuring that your deed transfer is placed in your county grantor-grantee index. This will create an official record of the transfer that can be publicly verified in the future.

This protects both the seller and the buyer in the event that the deed is challenged, as the county's records will provide undeniable proof of who owns rights to the title of the home.

Understanding How to Transfer a House Title to Someone Else Can Seem Difficult

But it doesn't have to be.

With the above information about how to transfer a house title in mind, you'll be well on your way toward ensuring that the sales process goes as smoothly as possible.

Want to learn more about how we can help? Feel free to get in touch with us today to see what we can do.



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